Last updated: January 26th, 20261. Introduction Monarch Finance LLC (“Monarch Finance,” “we,” “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect personal information when you visit our website or submit information through our forms. By using this website, you consent to the practices described below.2. Information We Collect We collect personal information you voluntarily provide, including: • Name • Email address • Phone number • Information submitted through application and scheduling forms We may also collect limited technical information automatically, such as browser type, device information, and site usage data.3. How We Use Your Information We use your information to: • Respond to inquiries and schedule calls • Provide requested services and communications • Send updates or marketing messages (if you opt in) • Improve website performance and user experience • Maintain security and prevent fraud4. Text Message & Email Communications If you provide your phone number, you may receive SMS messages related to scheduling, reminders, or service updates. Message and data rates may apply. You may opt out at any time by replying STOP.5. Sharing of Information We do not sell or rent your personal information to third parties. We may share information only with trusted service providers (such as scheduling, email, or payment platforms) as necessary to operate our business, or when required by law.6. Cookies and Analytics We may use cookies and similar technologies to understand website traffic and improve performance. You can control cookies through your browser settings.7. Data Security We take reasonable measures to protect your information. However, no online transmission or storage system can be guaranteed completely secure.8. Your Rights and Choices You may request to: - Access or update your information - Opt out of marketing emails or SMS - Request deletion of your information, subject to legal requirements To do so, contact us at [email protected].9. Children’s Privacy This website is intended for adults and business owners. We do not knowingly collect information from individuals under 16.10. Policy Updates We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.11. Contact If you have questions about this Privacy Policy, contact: [email protected]